catastrophic coverage
Earthquake Insurance
In California Earthquakes are all too familiar. Are you covered for the next big event? From catastrophic policies to more customized policies, LiveSmart Agents can find Earthquake coverage to ease your shaky concerns. We have access to the CA Earthquake Authority, but also to private carriers that may be better suited for your needs.
Flood Insurance
Rising ground water is something that is typically excluded from you home insurance policy. In CA this is generally caused by rain or snow events that cause water to flood the home from outside the home. If you are in a designated flood zone, your lender will require you to carry flood insurance. Your lender can no longer require you to carry a NFIP policy, you are now able to purchase a policy in the private market. Contact LiveSmart Insurance today to discuss you flood insurance options.